Page 5 of 6
Do you even budget bruh?
Posted: Thu Mar 01, 2018 9:19 am
by D Griff
dubshow wrote: ↑Thu Mar 01, 2018 8:58 am
D Griff wrote: ↑Thu Mar 01, 2018 12:17 am
is pretty much my way. I did get Mint going again recently to see what I'm spending on but I just can't get into it.
I don't really understand the impulse buying on Amazon thing, but different strokes. I browse sometimes but generally take a lot of time to pull the trigger on even a $20 purchase. Restaurants/bars/travel are a much larger YOLO problem for me. When someone invites me to something fun, I get a chance to have a cool weekend with the gf, stuff like that, it's really hard to say no. It's not all that bad though, because I'll still generally go for $2.50 PBRs at bars and such. GF doesn't have expensive tastes in restaurants, so we probably average $40 for a dinner out. In general I'm just frugal automatically.
So despite pretty much doing whatever the hell I want and not really making all that much, I still do 10% into the 401k plus the company's 5%, than about $500/month into savings. I still usually end up with extra money that I've thrown at the student loans always, but those are pretty much paid off so I'll probably start saving more I guess.
I suppose my one piece of advice goes back to the $2.50 PBR thing. Say you go out with friends and get four drinks. Four PBRs plus tip is $12. Four hipster pinshit artisan drinks is like $60. If you REALLY LOVE the drinks that much, get one or two, but they're pretty heavy into the
side of things, IMO. Same goes for food. If you're going out with friends, suggest a cool, cheaper place. My GF and I really like a local Vietnamese place, super good food but nothing fancy. If you end up at a
place, just get a $12 burger instead of a $25 whatever. Look for highly rated single $ restaurants on Yelp. There are tons of good ones in pretty much every city but Boston. Even NYC and SF have awesome, cheap food.
I can't imagine not taking advantage of the hundreds per year in CC bonuses, but I guess if you don't have self control, ditch them. I got into a bit of CC debt once when I got engaged to a Max spec chick and made like $35k, but I was really stupid back then... never since.
for frame of reference, you also were down with the OTPHJ to save a buck.
4 lyfe. And nothing wrong with that.
Well, only because A.) didn't know OTPHJ would be a thing until I already had a lease/no way out and B.) I was barely ever home throughout all of that. It was a place to store my things, in the 27 months of "living" there I probably spent about 60 nights at that shit hole. But you're not wrong, I was certainly
, overly so in that case. It was a good time to save and really get myself in to a better position than I ever was in the first half of my 20s though.
Now I live in a nice place and still get to do a lot of travelling, vacationing, and other fun stuff. Doing my time paid off.
Do you even budget bruh?
Posted: Thu Mar 01, 2018 12:05 pm
by wap
Griff, you're doing it right and reaping the benefits.
Do you even budget bruh?
Posted: Thu Mar 01, 2018 4:26 pm
by ChrisoftheNorth
wap wrote: ↑Thu Mar 01, 2018 12:05 pm
Griff, you're doing it right and reaping the benefits.
You, me, and griff sound very similar. It's really nice to be naturally
Even better when you find a partner that's the same.
Do you even budget bruh?
Posted: Thu Mar 01, 2018 4:27 pm
by Melon
wap wrote: ↑Thu Mar 01, 2018 12:05 pm
Griff, you're doing it right and reaping the benefits.
"Living within your means" By example.
Do you even budget bruh?
Posted: Thu Mar 01, 2018 4:29 pm
by dubshow
wap wrote: ↑Thu Mar 01, 2018 12:05 pm
Griff, you're doing it right and reaping the benefits.
youreoffering some OTPHJ ole
?
Do you even budget bruh?
Posted: Thu Mar 01, 2018 4:34 pm
by ChrisoftheNorth
Melon wrote: ↑Thu Mar 01, 2018 4:27 pm
wap wrote: ↑Thu Mar 01, 2018 12:05 pm
Griff, you're doing it right and reaping the benefits.
"Living within your means" By example.
Do you even budget bruh?
Posted: Thu Mar 01, 2018 4:54 pm
by wap
Detroit wrote: ↑Thu Mar 01, 2018 4:26 pm
wap wrote: ↑Thu Mar 01, 2018 12:05 pm
Griff, you're doing it right and reaping the benefits.
You, me, and griff sound very similar. It's really nice to be naturally
Even better when you find a partner that's the same.
, for sure.
I was raised by one parent who was a child of the Great Depression and another who lived through a Nazi occupation of the Old Country whose father (my grandfather) died of starvation so his kids could eat because the country's agricultural output was shipped to the front to feed the Wehrmacht.
Wife was raised in Communist Poland and lived through a Marshall law crackdown with literally tanks in the streets and all sorts of shortages and rationing of most basic staples.
runs deep in us.
Do you even budget bruh?
Posted: Thu Mar 01, 2018 4:55 pm
by wap
Melon wrote: ↑Thu Mar 01, 2018 4:27 pm
wap wrote: ↑Thu Mar 01, 2018 12:05 pm
Griff, you're doing it right and reaping the benefits.
"Living within your means" By example.
Do you even budget bruh?
Posted: Thu Mar 01, 2018 4:55 pm
by wap
dubshow wrote: ↑Thu Mar 01, 2018 4:29 pm
wap wrote: ↑Thu Mar 01, 2018 12:05 pm
Griff, you're doing it right and reaping the benefits.
youreoffering some OTPHJ ole
?
Only if he asks me real nice.
Do you even budget bruh?
Posted: Thu Mar 01, 2018 9:20 pm
by wap
[user not found] wrote: ↑Thu Mar 01, 2018 8:39 pm
wap wrote: ↑Thu Mar 01, 2018 4:54 pm
, for sure.
I was raised by one parent who was a child of the Great Depression and another who lived through a Nazi occupation of the Old Country whose father (my grandfather) died of starvation so his kids could eat because the country's agricultural output was shipped to the front to feed the Wehrmacht.
Wife was raised in Communist Poland and lived through a Marshall law crackdown with literally tanks in the streets and all sorts of shortages and rationing of most basic staples.
runs deep in us.
I'd love to hear more about all this Wron
lol what do you want to know?
Do you even budget bruh?
Posted: Tue Oct 09, 2018 12:29 pm
by dubshow
NECROTHREAD.
budgets be fucked. My small garage workshop is getting nice. Also drones and shit.
Do you even budget bruh?
Posted: Tue Oct 09, 2018 1:17 pm
by 4zilch
dubshow wrote: ↑Tue Oct 09, 2018 12:29 pm
NECROTHREAD.
budgets be fucked. My
small garage workshop is getting nice. Also drones and shit.
Do you even budget bruh?
Posted: Tue Oct 09, 2018 1:19 pm
by goIftdibrad
4zilch wrote: ↑Tue Oct 09, 2018 1:17 pm
dubshow wrote: ↑Tue Oct 09, 2018 12:29 pm
NECROTHREAD.
budgets be fucked. My
small garage workshop is getting nice. Also drones and shit.
Do you even budget bruh?
Posted: Tue Oct 09, 2018 1:21 pm
by dubshow
4zilch wrote: ↑Tue Oct 09, 2018 1:17 pm
dubshow wrote: ↑Tue Oct 09, 2018 12:29 pm
NECROTHREAD.
budgets be fucked. My
small garage workshop is getting nice. Also drones and shit.
dont you have some
project to go work on?
Do you even budget bruh?
Posted: Tue Oct 09, 2018 1:24 pm
by 4zilch
dubshow wrote: ↑Tue Oct 09, 2018 1:21 pm
4zilch wrote: ↑Tue Oct 09, 2018 1:17 pm
dont you have some
project to go work on?
I need to put the kick start back on the Honda?
Do you even budget bruh?
Posted: Tue Oct 09, 2018 2:32 pm
by 4zilch
[user not found] wrote: ↑Tue Oct 09, 2018 1:32 pm
4zilch wrote: ↑Tue Oct 09, 2018 1:24 pm
I need to put the kick start back on the Honda?
new bolt came today, so likely this afternoon
Do you even budget bruh?
Posted: Tue Oct 09, 2018 3:15 pm
by dubshow
4zilch wrote: ↑Tue Oct 09, 2018 2:32 pm
new bolt came today, so likely this afternoon
was the bolt in your budget?
Do you even budget bruh?
Posted: Tue Oct 09, 2018 3:48 pm
by Apex
dubshow wrote: ↑Tue Oct 09, 2018 3:15 pm
4zilch wrote: ↑Tue Oct 09, 2018 2:32 pm
new bolt came today, so likely this afternoon
was the bolt in your budget?
Do you even budget bruh?
Posted: Tue Oct 09, 2018 3:48 pm
by Apex
dubshow wrote: ↑Tue Oct 09, 2018 1:21 pm
4zilch wrote: ↑Tue Oct 09, 2018 1:17 pm
dont you have some
project to go work on?
would be Detroit
not Zilch.
Do you even budget bruh?
Posted: Tue Oct 09, 2018 4:09 pm
by 4zilch
Apex wrote: ↑Tue Oct 09, 2018 3:48 pm
dubshow wrote: ↑Tue Oct 09, 2018 1:21 pm
dont you have some
project to go work on?
would be Detroit
not Zilch.
I thought maybe I had a reputation that I was unaware of
Do you even budget bruh?
Posted: Tue Oct 09, 2018 4:10 pm
by 4zilch
dubshow wrote: ↑Tue Oct 09, 2018 3:15 pm
4zilch wrote: ↑Tue Oct 09, 2018 2:32 pm
new bolt came today, so likely this afternoon
was the bolt in your budget?
It’s like a $5 bolt, so no, not really.
Do you even budget bruh?
Posted: Tue Oct 09, 2018 4:23 pm
by dubshow
4zilch wrote: ↑Tue Oct 09, 2018 4:10 pm
dubshow wrote: ↑Tue Oct 09, 2018 3:15 pm
was the bolt in your budget?
It’s like a $5 bolt, so no, not really.
Do you even budget bruh?
Posted: Tue Oct 09, 2018 4:46 pm
by goIftdibrad
4zilch wrote: ↑Tue Oct 09, 2018 4:09 pm
Apex wrote: ↑Tue Oct 09, 2018 3:48 pm
would be Detroit
not Zilch.
I thought maybe I had a reputation that I was unaware of
you do, but its a good one. not
Do you even budget bruh?
Posted: Tue Oct 09, 2018 4:48 pm
by dubshow
Big Brain Bradley wrote: ↑Tue Oct 09, 2018 4:46 pm
4zilch wrote: ↑Tue Oct 09, 2018 4:09 pm
I thought maybe I had a reputation that I was unaware of
you do, but its a good one. not
That guest bedroom is nearly
perfect
Do you even budget bruh?
Posted: Tue Oct 09, 2018 5:46 pm
by 4zilch
dubshow wrote: ↑Tue Oct 09, 2018 4:48 pm
That guest bedroom is nearly
perfect
Guest bedroom is now an office. And excuse us for providing a comfortable place to sleep
