IX-Lemon Life.

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ChrisoftheNorth
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golftdibrad1 wrote: Mon Jan 23, 2023 10:33 am
Valkyrie wrote: Mon Jan 23, 2023 9:49 am Alignments are critical to both feel and performance, it's frankly a joke that they're ignored by everyone outside of competitive motorsports. Very small changes, even all within manufacturer's "green zone" specs, can totally change the behavior of a vehicle.
agree, but you have to think that press cars are put on the rack and set to the manufacture ideal spec after each review.
You'd think so, but these press vehicle processing facilities are full of :derp: OEMs don't manage their own press vehicles, they have companies do that for them. I'd like to think that something like a GT3 RS gets special treatment, but it's entirely possible someone missed it and thus here is the result.

Or the press CX-50 is a ringer.
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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CaleDeRoo
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In current times manufacturers are also working with software, so the "feel" isn't strictly hardware related anymore. It's entirely possible that someone hit on their software better than someone else, and it's also entirely possible that he was so impressed relative to the vehicle he was driving. Nobody knows, but everyone wanted to act like they did. :iono:
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ChrisoftheNorth wrote: Mon Jan 23, 2023 10:43 am
golftdibrad1 wrote: Mon Jan 23, 2023 10:33 am

agree, but you have to think that press cars are put on the rack and set to the manufacture ideal spec after each review.
You'd think so, but these press vehicle processing facilities are full of :derp: OEMs don't manage their own press vehicles, they have companies do that for them. I'd like to think that something like a GT3 RS gets special treatment, but it's entirely possible someone missed it and thus here is the result.

Or the press CX-50 is a ringer.
Yeah these cars are beat to hell and back, and I'm pretty sure they just get shipped from service center to service center, and worked on by people that couldn't care less because it's not a customer car and they probably don't get their full rate.
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ChrisoftheNorth
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CaleDeRoo wrote: Mon Jan 23, 2023 12:46 pm
ChrisoftheNorth wrote: Mon Jan 23, 2023 10:43 am
You'd think so, but these press vehicle processing facilities are full of :derp: OEMs don't manage their own press vehicles, they have companies do that for them. I'd like to think that something like a GT3 RS gets special treatment, but it's entirely possible someone missed it and thus here is the result.

Or the press CX-50 is a ringer.
Yeah these cars are beat to hell and back, and I'm pretty sure they just get shipped from service center to service center, and worked on by people that couldn't care less because it's not a customer car and they probably don't get their full rate.
"service center" is just a warehouse that stores press vehicles. They do everything they can there to avoid sending to a dealer due to cost.
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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max225
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Well the CX-50 is off the table. It is just... too boring IMO.

Tesla Model Y Performance (Top pick)
GLC43 Used (second pick)
RR Used with the I6 not the V8 nightmare
RRSport Used with the I6
Poorsche GTS

Still in the running.
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max225 wrote: Mon Jan 23, 2023 3:03 pm Well the CX-50 is off the table. It is just... too boring IMO.

Tesla Model Y Performance (Top pick)
GLC43 Used (second pick)
RR Used with the I6 not the V8 nightmare
RRSport Used with the I6
Poorsche GTS

Still in the running.
Please just get the Mercedes so that each day does not become a soul sucking struggle in which you stare at your electric bill to avoid killing yourself for driving heinous looking tupperware.
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
max225 wrote: Mon May 01, 2023 5:35 pm Yes it's a cool car. But prepare the lube/sawdust.
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Desertbreh wrote: Mon Jan 23, 2023 3:29 pm
max225 wrote: Mon Jan 23, 2023 3:03 pm Well the CX-50 is off the table. It is just... too boring IMO.

Tesla Model Y Performance (Top pick)
GLC43 Used (second pick)
RR Used with the I6 not the V8 nightmare
RRSport Used with the I6
Poorsche GTS

Still in the running.
Please just get the Mercedes so that each day does not become a soul sucking struggle in which you stare at your electric bill to avoid killing yourself for driving heinous looking tupperware.
Any of these options is far better than the POS 14 year old TSX. Just has to make sense and have staying power.
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max225 wrote: Mon Jan 23, 2023 3:48 pm
Desertbreh wrote: Mon Jan 23, 2023 3:29 pm

Please just get the Mercedes so that each day does not become a soul sucking struggle in which you stare at your electric bill to avoid killing yourself for driving heinous looking tupperware.
Any of these options is far better than the POS 14 year old TSX. Just has to make sense and have staying power.
What does the wife think?
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
max225 wrote: Mon May 01, 2023 5:35 pm Yes it's a cool car. But prepare the lube/sawdust.
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max225
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Desertbreh wrote: Mon Jan 23, 2023 4:11 pm
max225 wrote: Mon Jan 23, 2023 3:48 pm
Any of these options is far better than the POS 14 year old TSX. Just has to make sense and have staying power.
What does the wife think?
I posted up the top choices
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Desertbreh
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Benzo
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
max225 wrote: Mon May 01, 2023 5:35 pm Yes it's a cool car. But prepare the lube/sawdust.
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Desertbreh wrote: Mon Jan 23, 2023 5:05 pmBenzo
The best or nothing
Nephew of a :plac: a few first gen immigrant on DFD, resident turk, and ex nazi egg lover now driving a middle class mom mobile.
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max225
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max225 wrote: Mon Jan 23, 2023 3:03 pm Well the CX-50 is off the table. It is just... too boring IMO.

Tesla Model Y Performance (Top pick)
GLC43 Used (second pick)
RR Used with the I6 not the V8 nightmare
RRSport Used with the I6
Poorsche GTS

Still in the running.
Time has passed... and things have changed... Given the interest situation I think I may be looking at find a lease vs a purchase. Borrowing money and or using my own carries way too much expense. My cash is making me 5.2% right now... tying up 50k in a vehicle is essentially $200 a month in lost income... Borrowing is essentially $250-350 a month in interest... :disgust:

So I will be payment shopping for leases.

These are the sensible options
MYP is doable, but I need to figure out how to capitalize on $2000 local + $7500 tax rebates, lease deals suck.
Mach E - GT Love these... but some MSRPS are fucking 70k... which is insane... but I'm looking to lease. Current lease deals are $750 a month... :disgust:

The woman wants a RR :doe: but is willing to "settle" for the others.

I think this summer will be a bloodbath in the automotive field and the :dill: 's will start.
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You do realize leases have money factors, right? Someone is putting up the capital for the new car. You aren't immune to interest rates just because you lease instead of buy.
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max225
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MrH42 wrote: Thu May 04, 2023 9:25 am You do realize leases have money factors, right? Someone is putting up the capital for the new car. You aren't immune to interest rates just because you lease instead of buy.
Of course but oems are desperate for payment shoppers and subsidize residuals. Which is where all these :fullretard: Nissan deals are coming from
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coogles
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MrH42 wrote: Thu May 04, 2023 9:25 am You do realize leases have money factors, right? Someone is putting up the capital for the new car. You aren't immune to interest rates just because you lease instead of buy.
And the way lease payments are calculated, you actually have to finance the capitalized cost (purchase price) AND the residual value. When I was looking at leasing the Outback, this was the breakdown:

MSRP: $42,316
Purchase Price: $40,275.95

Acquisition Fee: $595
State Fees: $26.25

Capitalized Cost: $40,897.20
Residual Value (66%): $27,928.56

Money Factor: 0.00225
Equivalent Interest Rate: 5.40%
Length: 36 months

Pre-Tax Payment: $515.10 (($40,897.20+$27,928.56) * .00225)+((40,897.20-27,928.56)/36)
Tax (7%): $36.06
Total Payment: $551.15

Total Cost: $19,841.57
Principal Reduction: $12,347.39
Fees: $621.25
Taxes: $1,298.05
Interest Expese: $5,574.89

The bolded in the pre-tax payment is the interest expense - you sum the cap cost AND the residual and multiply by the money factor to get the monthly interest expense, and it doesn't reduce over the life of the lease like it would financing the purchase. The interest expense to finance that purchase over 60 months at the same interest rate, with $0 down, would've been $6,179.42. Hardly any additional interest but you'd own the car outright at the end. Granted, the payment would be nearly $300/mo more, and that's why people lease. It's a terrible way to acquire a car unless the manufacturer really throws a ton of money at it, though.
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max225
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I can’t Post… keep getting server errors in longer posts :/
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max225
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coogles wrote: Thu May 04, 2023 10:15 am
MrH42 wrote: Thu May 04, 2023 9:25 am You do realize leases have money factors, right? Someone is putting up the capital for the new car. You aren't immune to interest rates just because you lease instead of buy.
And the way lease payments are calculated, you actually have to finance the capitalized cost (purchase price) AND the residual value. When I was looking at leasing the Outback, this was the breakdown:

MSRP: $42,316
Purchase Price: $40,275.95

Acquisition Fee: $595
State Fees: $26.25

Capitalized Cost: $40,897.20
Residual Value (66%): $27,928.56

Money Factor: 0.00225
Equivalent Interest Rate: 5.40%
Length: 36 months

Pre-Tax Payment: $515.10 (($40,897.20+$27,928.56) * .00225)+((40,897.20-27,928.56)/36)
Tax (7%): $36.06
Total Payment: $551.15

Total Cost: $19,841.57
Principal Reduction: $12,347.39
Fees: $621.25
Taxes: $1,298.05
Interest Expese: $5,574.89

The bolded in the pre-tax payment is the interest expense - you sum the cap cost AND the residual and multiply by the money factor to get the monthly interest expense, and it doesn't reduce over the life of the lease like it would financing the purchase. The interest expense to finance that purchase over 60 months at the same interest rate, with $0 down, would've been $6,179.42. Hardly any additional interest but you'd own the car outright at the end. Granted, the payment would be nearly $300/mo more, and that's why people lease. It's a terrible way to acquire a car unless the manufacturer really throws a ton of money at it, though.
This is a pretty shitty lease deal. 1% or less of msrp per month is the guide.
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coogles
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max225 wrote: Thu May 04, 2023 10:25 am This is a pretty shitty lease deal. 1% or less of msrp per month is the guide.
Subaru knows what they have. A 66% residual isn't bad, but Subaru doesn't subsidize lease dealzzz much like some other manufacturers. At this same time, they were offering 0% for 48 months, but a 5.4% interest rate on the lease. :yeahok:
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max225
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coogles wrote: Thu May 04, 2023 10:36 am
max225 wrote: Thu May 04, 2023 10:25 am This is a pretty shitty lease deal. 1% or less of msrp per month is the guide.
Subaru knows what they have. A 66% residual isn't bad, but Subaru doesn't subsidize lease dealzzz much like some other manufacturers. At this same time, they were offering 0% for 48 months, but a 5.4% interest rate on the lease. :yeahok:
Yea Subarus for the most part make sense to buy… they carry pretty good residuals between 36-48 months. Then they sort of drop off a cliff.

It’s hard to make blanket statements but there are weird things happening in the industry for ex. My buddy leased a new pathfinder, 24 months with 92% residual. Absolutely insane… $440 a month with tax $400 pre with 0 down, and it carried a $48k msrp. It should be an even lower payment but it all sort of washes out with random fees interest charges etc.

Point being … the :dill: s are starting … purchasing a pathfinder costs 3x that for the same time frame, easily.
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https://leasehackr.com/

That's where you want to look. People post crazy deals, but they also have a calculator and their own metrics to determine how good a lease deal is.

There are opportunities to get wild deals if you have huge residuals, OEMs subsidizing the cost of capital, and big discounts off MSRP. It's a ton of work to hunt these down though, and usually they are for cars I don't want. For cars I wanted, the numbers always worked out to be infinitely better to buy.
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max225
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MrH42 wrote: Thu May 04, 2023 11:12 am https://leasehackr.com/

That's where you want to look. People post crazy deals, but they also have a calculator and their own metrics to determine how good a lease deal is.

There are opportunities to get wild deals if you have huge residuals, OEMs subsidizing the cost of capital, and big discounts off MSRP. It's a ton of work to hunt these down though, and usually they are for cars I don't want. For cars I wanted, the numbers always worked out to be infinitely better to buy.
100% :dat:

I just posted my "preferred" method... I don't want to drive a nissan at the end of the day. So it will come down to the :dill:
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max225
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Messaged a local ford stealer to try and figure out what kind of lease deals they have on the Mach E.

Immediately they already have "pricing issues" because Ford lowered their MSRPs 4k+ and yet their pricing is still showing them starting at the 6 months old pricing.
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max225
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Oh they are quick to lay on the rape....
4k down $1041 a month
3k down $1104 a month
0 down $1204 a month...

MSRP is 65,495... 3 year lease 10k miles
:mindblown:
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max225 wrote: Tue May 09, 2023 2:03 pm Oh they are quick to lay on the rape....
4k down $1041 a month
3k down $1104 a month
0 down $1204 a month...

MSRP is 65,495... 3 year lease 10k miles
:mindblown:
Sweet deals.
Detroit wrote:Buy 911s instead of diamonds.
Johnny_P wrote: Thu Feb 09, 2023 3:21 pm Earn it and burn it, Val.
max225 wrote: Mon May 01, 2023 5:35 pm Yes it's a cool car. But prepare the lube/sawdust.
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max225
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Desertbreh wrote: Tue May 09, 2023 3:13 pm
max225 wrote: Tue May 09, 2023 2:03 pm Oh they are quick to lay on the rape....
4k down $1041 a month
3k down $1104 a month
0 down $1204 a month...

MSRP is 65,495... 3 year lease 10k miles
:mindblown:
Sweet deals.
I am just impressed with the audacity of a bottom of the barrel brand to provide such garbage to their customers.
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