Do you even invest?

Off-topic? You mean on-topic!
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nuggstein
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:crang:
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nuggstein wrote: Thu Aug 31, 2017 9:59 am Image
Wrong thread.

:disappoint:
4zilch wrote: Mon Apr 12, 2021 8:46 am I'm a fucking failure.
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wap
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Melon wrote: Thu Aug 31, 2017 10:01 am
nuggstein wrote: Thu Aug 31, 2017 9:59 am Image
Wrong thread.

:disappoint:
:wtf:
Fucking :crang: :facepalm: :millennial:
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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Calvinball
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And this is the computer guy??


Sent from the Beer Depository
:therapist:
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Calvinball wrote: Thu Aug 31, 2017 11:09 am And this is the computer guy??


Sent from the Beer Depository
:lolol: :rolleyes:
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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Calvinball wrote: Thu Aug 31, 2017 11:09 am And this is the computer guy??


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And he wonders why DFD wouldn't hire his company...
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razr390
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Apex wrote: Thu Aug 31, 2017 11:27 am
Calvinball wrote: Thu Aug 31, 2017 11:09 am And this is the computer guy??


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And he wonders why DFD wouldn't hire his company...
:bruh: but his schedule :doe:

Why should he be the only one that shows up to work if everyone else calls out?

:crang:
:doughnut: :narc: :doughnut:
Desertbreh wrote: Thu Oct 17, 2019 3:05 pm DFD. The forum where everybody makes the same choices and then tells anybody trying to join the club that they are the stupidest motherfucker to ever walk the earth.
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razr390 wrote: Thu Aug 31, 2017 11:29 am
Apex wrote: Thu Aug 31, 2017 11:27 am

And he wonders why DFD wouldn't hire his company...
:bruh: but his schedule :doe:

Why should he be the only one that shows up to work if everyone else calls out?

:crang:
:bruh:

He can't even forum right. How can he work right? :crang:
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Wow. :poop: on :crang: fest has migrated to another thread. :impressive:

:lolol:
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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wap wrote: Thu Aug 31, 2017 12:10 pm Wow. :poop: on :crang: fest has migrated to another thread. :impressive:

:lolol:
It's kind of an underlying theme of the entire forum, really.
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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Detroit wrote: Thu Aug 31, 2017 6:12 pm
wap wrote: Thu Aug 31, 2017 12:10 pm Wow. :poop: on :crang: fest has migrated to another thread. :impressive:

:lolol:
It's kind of an underlying theme of the entire forum, really.
True :dat:
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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wap wrote: Mon Aug 28, 2017 12:22 pm
Detroit wrote: Mon Aug 28, 2017 10:28 am :crang: :|
:dat: :disgust: :millennial:
Frankly, I think that's a load of :poop: . I'm a :millennial: and know many others and I've never once encountered someone who didn't know what a credit score is.
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D Griff wrote: Thu Aug 31, 2017 8:29 pm
wap wrote: Mon Aug 28, 2017 12:22 pm

:dat: :disgust: :millennial:
Frankly, I think that's a load of :poop: . I'm a :millennial: and know many others and I've never once encountered someone who didn't know what a credit score is.
Well, the posted article said 25% of :millennial: s didn't know so it's not all that odd that you don't know any who don't.
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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wap wrote: Thu Aug 31, 2017 9:26 pm
D Griff wrote: Thu Aug 31, 2017 8:29 pm

Frankly, I think that's a load of :poop: . I'm a :millennial: and know many others and I've never once encountered someone who didn't know what a credit score is.
Well, the posted article said 25% of :millennial: s didn't know so it's not all that odd that you don't know any who don't.
:iono: ... just not buying that stat at all. Fake news :thankstrump:
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D Griff wrote: Thu Aug 31, 2017 9:30 pm
wap wrote: Thu Aug 31, 2017 9:26 pm

Well, the posted article said 25% of :millennial: s didn't know so it's not all that odd that you don't know any who don't.
:iono: ... just not buying that stat at all. Fake news :thankstrump:
I don't know. I mean, I certainly believe you know what it is, and I believe that everyone you know knows what it is, but I also can believe that there are some :millennial: :crang: s out there who are completely :derp: about how the world works.
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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Maybe not 25%, but certainly some measurable amount.
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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D Griff
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Well, sure, but probably more like 2.5%. :iono: Who knows?
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:iono: and I :aintcare:
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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I know a number of people that know what a credit score is, but have no clue how it's calculated and how to make it good. They just roll through life YOLO paycheck to paycheck. One dude thinks he knows and has spent thousands on debt consolidation and other such schemes only to see no change in his score which results in :rage: and ultimately :aintcare: YOLO. Another dude completely ignores it then goes all :rage: when he can't get a mortgage or a car loan, etc.

In fact, of my friend base, I'd say financial stability and credit worthiness is only a factor for maybe half of them. I don't have THAT many friends, doe...so my sample is skewed. Also, most are :gay: and think financial stuff is :whocares:
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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Welp, I do now.
4zilch wrote: Mon Apr 12, 2021 8:46 am I'm a fucking failure.
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[user not found] wrote: Fri Sep 01, 2017 7:57 am
Detroit wrote:I know a number of people that know what a credit score is, but have no clue how it's calculated and how to make it good. They just roll through life YOLO paycheck to paycheck. One dude thinks he knows and has spent thousands on debt consolidation and other such schemes only to see no change in his score which results in :rage: and ultimately :aintcare: YOLO. Another dude completely ignores it then goes all :rage: when he can't get a mortgage or a car loan, etc.

In fact, of my friend base, I'd say financial stability and credit worthiness is only a factor for maybe half of them. I don't have THAT many friends, doe...so my sample is skewed. Also, most are :gay: and think financial stuff is :whocares:
I totally ignore my credit score as well BUT do things like repay on time and don't max out because I am an adult.
:word:

Don't think about it much, don't do anything special, it was around 800 by age 25. It's as simple as "pay your bills" and you're good.
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[user not found] wrote: Fri Sep 01, 2017 7:57 am
Detroit wrote:I know a number of people that know what a credit score is, but have no clue how it's calculated and how to make it good. They just roll through life YOLO paycheck to paycheck. One dude thinks he knows and has spent thousands on debt consolidation and other such schemes only to see no change in his score which results in :rage: and ultimately :aintcare: YOLO. Another dude completely ignores it then goes all :rage: when he can't get a mortgage or a car loan, etc.

In fact, of my friend base, I'd say financial stability and credit worthiness is only a factor for maybe half of them. I don't have THAT many friends, doe...so my sample is skewed. Also, most are :gay: and think financial stuff is :whocares:
I totally ignore my credit score as well BUT do things like repay on time and don't max out because I am an adult.
As do I. I haven't checked it in maybe a year. And even then, I just check to make sure there aren't shady things on it indicating stolen identity.

But really...pay your bills. Don't buy things you can't afford. It's that simple.
Desertbreh wrote: Tue Oct 10, 2017 6:40 pm My guess would be that Chris took some time off because he has read the dialogue on this page 1,345 times and decided to spend some of his free time doing something besides beating a horse to death.
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Melon
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I keep an eye on mine, I get free FICO through my Discover card, and I have a credit monitoring account I use to keep an eye on any pings on my credit, and it gives me a quarterly report from the three big agencies.
4zilch wrote: Mon Apr 12, 2021 8:46 am I'm a fucking failure.
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Melon wrote: Fri Sep 01, 2017 9:42 am I keep an eye on mine, I get free FICO through my Discover card, and I have a credit monitoring account I use to keep an eye on any pings on my credit, and it gives me a quarterly report from the three big agencies.
I keep an eye on my FICO from my Discover and Citi cards. Funny how different the 2 can be at times.
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[user not found] wrote: Fri Sep 01, 2017 7:57 am
Detroit wrote:I know a number of people that know what a credit score is, but have no clue how it's calculated and how to make it good. They just roll through life YOLO paycheck to paycheck. One dude thinks he knows and has spent thousands on debt consolidation and other such schemes only to see no change in his score which results in :rage: and ultimately :aintcare: YOLO. Another dude completely ignores it then goes all :rage: when he can't get a mortgage or a car loan, etc.

In fact, of my friend base, I'd say financial stability and credit worthiness is only a factor for maybe half of them. I don't have THAT many friends, doe...so my sample is skewed. Also, most are :gay: and think financial stuff is :whocares:
I totally ignore my credit score as well BUT do things like repay on time and don't max out because I am an adult.
Same. Recently Chase offered a monthy crebitz score feature for card holders so I know mine now. 830 last month. Prior to that the last time I had it checked was when we last refinanced casa WAP almost 7 years ago.

I know I always do the right things so :aintcare:
:wap: Where are these mangos?
Detroit wrote: Fri Apr 16, 2021 1:19 pm I don't understand anything anymore.
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